It can be financially difficult entering the workforce as an Australian Apprentice, particularly in the first and second year. Depending on your Australian Apprenticeship, and your situation, you may be eligible to attract finanical support to help you though this stage of your career.

Trade Support Loans

Trade Support Loans are loans paid to an eligible Australian Apprentice in instalments totaling up to $20,000 over the life of the apprenticeship. These loans assist Australian Apprentices with everyday costs while they complete their Australian Apprenticeship.

The Programme started on 21 July 2014.

Trade Support Loans are available to Australian Apprentices undertaking a certificate III or IV level qualification leading to a priority trade occupation that currently appears on the National Skills Needs List as well as a number of agriculture and horticulture qualifications at the certificate II, III and IV levels. For more information on eligible qualifications, please refer to the Trade Support Loans Priority List Fact Sheet.

Living Away from Home Allowance

The Living Away From Home Allowance (LAFHA) is an allowance for eligible Australian Apprentices of any age during the first three years of training if they have to move away from their parents’ or guardians’ home in order to take up or retain an Australian Apprenticeship.

The allowance is available to eligible full and part-time Australian Apprentices and Australian School-based Apprentices during the first three years of their training.

User Choice

User Choice is a national policy whereby State and Territory Governments fund Registered Training Organisations to provide structured training to Australian Apprentices.

These funds reduce the cost of the training that an Australian Apprentice or the employer will have to pay under an Australian Apprenticeship.

The amount of funding and training available under User Choice is different in each State and Territory, with each State and Territory having different priority areas to direct their User Choice funds.

Youth Allowance and ABSTUDY

Australian Apprentices may also be eligible to access fortnightly payments delivered by Centrelink.